Workers compensation
Workers compensation
insurance provides cash benefits and medical care to workers who
become disabled. Because of an injury or sickness related to their
work. The benefits under workers compensation are only those provided
by law and approved buy the state. In the case of work related
death, benefits are payable to the workers spouse of dependants.
In addition to benefits paid to the injured, workers compensation
provides the insured with legal defense and pays any court award
in jurisdictions where an injured worker can bring a lawsuit against
an employer. Employers who don't provide proper insurance coverage
to their employees might be subjected to legal penalties.
Workers compensation entitles injured workers to all necessary
medical care related to treatment of an injury and the recovery
process. This may include medical, dental, treatment etc. As well
as surgery, hospital care, x-rays, lab tests and nursing services.
Disabled workers will be eligible for cash benefits, receiving
up to two thirds of their average weekly wage, but no more than
the maximum benefits, which depends upon the extent of disability.
